Florida Post-Licensing: Finance and Economics

Finance makes the real estate world go 'round! Florida Post-Licensing: Finance and Economics covers mortgages, home equity lines of credit, credit scoring, the closing process, fraud prevention best practices, taxation and more.

This course is broken down into separate modules:

• Real Estate Finance examines the history and current state of the market, major sources of mortgage loan funding and various loan options.
• Mortgages takes more focused look at the mortgage loan transaction process and the role of the real estate professional.
• In Fraud and Real Estate reviews common types of fraud and how licensees can help safeguard clients.
• In Taxes and Real Estate we look at taxes associated with real estate ownership and sales, and deductibility as your clients buy and sell residential property, engage in like-kind exchanges.

This course covers:

• The current state of the real estate finance market and its impact on the real estate industry as a whole
• Benefits and risks associated with common loan options
• The mortgage process and a licensee's role within it
• The 1003 Uniform Residential Loan Application
• Predatory lending practices and how to protect your clients from becoming victims
• The credit approval process
• The underwriting process
• Calculations for capital gains and losses